Terms of Service

1. Acceptance of Terms

By accessing or using ClusterSignal ("the Service"), you agree to be bound by these Terms of Service. If you do not agree, do not use the Service. We may update these terms from time to time; continued use constitutes acceptance of the revised terms.

2. Description of Service

ClusterSignal provides an educational research platform that monitors publicly available SEC EDGAR Form 4 filings, detects insider transaction clusters, and presents scored summaries for informational purposes. The Service is intended for research and educational use only.

3. Not Investment Advice

ClusterSignal is not a registered investment advisor, broker-dealer, or financial planning service. Nothing on this platform constitutes financial advice, an offer to buy or sell securities, or a recommendation to take any investment action.

All content is for informational and educational purposes only. You should not rely on any information on this platform as a substitute for professional financial, legal, or tax advice. Always consult a licensed professional before making investment decisions.

Past patterns and historical data presented on the Service do not guarantee future results. Investing in securities involves risk, including the potential loss of principal.

4. User Accounts

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to provide accurate information when registering and to notify us promptly of any unauthorized use of your account.

5. Subscriptions and Payments

Certain features of the Service require a paid subscription. Subscription fees are billed in advance on a recurring basis. You authorize us to charge your payment method for all fees incurred under your subscription plan.

You may cancel your subscription at any time through your account settings. Cancellation takes effect at the end of the current billing period; no partial refunds are issued for unused time unless required by applicable law. We reserve the right to modify pricing with reasonable advance notice.

6. Prohibited Uses

You agree not to use the Service to:

• Reproduce, redistribute, or resell data from the Service for commercial purposes without written authorization
• Use automated scraping or extraction tools against the Service
• Attempt to reverse-engineer or circumvent access controls
• Upload or transmit malicious code or harmful content
• Violate any applicable law, regulation, or third-party rights

7. Data Accuracy

We source data from publicly available SEC EDGAR filings and market data providers. While we strive to ensure accuracy, we cannot guarantee that all information is complete, correct, or current. Data may be delayed, incomplete, or subject to errors. You use the Service at your own risk.

8. Intellectual Property

All content, features, and functionality of the Service — including but not limited to scoring algorithms, design elements, and written content — are owned by ClusterSignal and are protected by applicable intellectual property laws. The underlying SEC EDGAR data is public domain; our analysis, presentation, and derived scoring are proprietary.

9. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, CLUSTERSIGNAL AND ITS OWNERS, OFFICERS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF OR INABILITY TO USE THE SERVICE, INCLUDING ANY INVESTMENT LOSSES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL LIABILITY SHALL NOT EXCEED THE FEES YOU PAID IN THE TWELVE MONTHS PRECEDING THE CLAIM.

11. Termination

We may suspend or terminate your access to the Service at any time for violation of these terms or for any other reason at our discretion. Upon termination, your right to use the Service ceases immediately. Provisions that by their nature should survive termination will do so.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to conflict-of-law principles. Any disputes arising under these Terms shall be resolved through binding arbitration or in the applicable courts.

13. Contact

Questions about these Terms may be directed to our support team via the contact information on our website.